
E-Accounts
Create an IBAN account for your business: receive and send payments to your partners worldwide using Hapic intelligent technologies.
The International Bank Account Number (IBAN) is unique to each company, ensuring the segregation and safety of your funds. It's unique for each customer, which guarantees 100% traceability.
Customers can pay by entering your company name and IBAN into their payment system. All outgoing funds are sent under your company name and IBAN, making transactions transparent to suppliers.


International Transfers
Our intelligent services provide instant euro transfer processing throughout the EU/EEA.
SEPA connects 36 countries for easy transactions in euro. SEPA Instant payments require both the sender's and recipient's banks to participate, with a transaction limit of €100,000, defined currently by SEPA.
Without SEPA Instant enabled by either the sender or receiver, the payment reverts to a standard SEPA Credit Transfer transaction.

Multi-user Access
With Hapic, you can pay and receive payments whenever convenient and manage access to financial flows for your company's employees, making settlement tasks even easier, faster, and more convenient.