
Hapic is a payment hub for SMEs in EU/EEA
Hapic is an Electronic Money Institution authorised and regulated by the Central Bank of Cyprus (Licence No. 115.1.3.68). We provide dynamic payment and e-money services to SMEs across EU and EEA, helping businesses manage their financial operations securely and efficiently.
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Make business with
a trustworthy digital
partner
SEPA Credit transfer
Reliable euro transfers to any SEPA country with transparent fees and full tracking
Global Payments
Transfer money globally with speed and confidence
Currency exchange
Get the best rates on currency exchanges with low fees
Dedicated IBAN
Simplifies payments, boosts trust, and ensures faster, more transparent transactions
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Safeguarding accounts
Protects your funds and ensures compliance with regulatory requirements, keeping your money safe
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Verification of Payee (VOP)
Real-time validation and error checking for SEPA transfers, cross-checking the Payee name with the Payee IBAN account number

How to get started with Hapic
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CREATE A REQUEST ON THE WEBSITE​
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RECEIVE ONBOARDING INSTRUCTIONS​
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COMPLETE YOUR KYC & KYB​
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INTERNAL REVIEW
Our support manager will contact you.
Apply on our website, and we’ll schedule a quick onboarding session with you.
Upload your personal (KYC) and company (KYB) documents securely via our platform.
Once everything is uploaded, we’ll review and confirm your application status.
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GET APPROVED​
Your Hapic Business
Account is now active.


Open your EU account,
accept global payments
seamlessly
Reach customers globally and seize new market opportunities with our expertise to expand and explore new horizons for your business





